LiftOff / Fees
One Rate.
Everything
Included.
LiftOff charges a single, transparent ongoing fee of 0.50% + GST p.a. on your Funds under Advice. No hidden platform markups. All forms of remuneration are disclosed in writing before we make any recommendation. One rate, everything included.
Every LiftOff client receives a free Basic Planning Package on joining, covering your risk profile, KiwiSaver, investments, insurance needs, net worth tracking, and goal modelling. Deeper planning packages (Plus and Legacy) are available at an additional one-off cost as your needs evolve.
Not sure yet? Start with a free Discovery Meeting, no commitment, no pressure. We will talk through your situation and whether LiftOff is the right fit.
All fees quoted exclusive of GST unless stated. Planning package fees include GST.
Fee Schedule
One Service.
One Clear Fee.
LiftOff Service: Ongoing
0.50%
+ GST p.a. on Funds under Advice
Charged on your on-going Funds under Advice. Suitable for those with investable assets under $1m.
What's included
Free Basic Planning Package on joining (Usually $999 incl. GST)
Risk Profile suitability assessment for your lifestage, timeframe, and goals
Personalised KiwiSaver investment assessment and recommendation
Personalised Managed fund investment assessment and recommendation
Personalised Insurance Needs Analysis and product appropriateness review
Net worth tracker via your Client Portal
Goal modelling via your Client Portal
On-going advisory with qualified adviser check-ins (annually or on request)
Why it matters
KiwiSaver & Investments
On-going assessment of asset allocation, strategy, contribution rates, and provider suitability.
Insurance Needs Analysis
Insurance is expensive. A personalised Needs Analysis outlines your coverage gaps and helps you weigh up what to insure.
Net Worth Tracker
Connects all your accounts for a live view of your total financial position.
Adviser Check-ins
Annual reviews, or whenever life changes, with a qualified financial adviser to keep you on track.
Private Wealth Upgrade
Seamless transition to full Private Wealth Service when your investable balance reaches $1m.
Planning Packages
Upgrade Your Plan.
Available at an additional cost as needed. Basic is free for all on-going LiftOff clients.
Basic
$999
One-off · incl. GST
Includes
Risk Profile suitability assessment
Personalised KiwiSaver investment assessment and recommendation
Personalised Managed fund assessment and recommendation
Personalised Insurance Needs Analysis
Net worth tracker (Client Portal)
Goal modelling (Client Portal)
On-going advisory with qualified adviser check-ins
Plus
$2,499
One-off · incl. GST
Includes
Everything in Basic
Cashflow, savings & personal financial ratio assessment
Property asset assessment and investment efficiency review
Introduction to taxation considerations for investments
Introduction to Estate Planning
Legacy
$9,999
One-off · incl. GST
Includes
Everything in Plus, for each multi-generational family group
Succession Planning & Multi-generational Inheritance Planning
Confidential advisory at each family level
Additional family groups $1,500 each (incl. GST)
Fee Estimator
Get an Indication
of Your Advice Fee.
Configure your situation to see an indicative fee. All actual fees are confirmed in writing before any engagement begins.
Balance Under Advice
Enter your total KiwiSaver or investment balance currently under, or to be placed under, advice.
Quick select
Estimated Annual Fee
$250
0.50% advice fee p.a. · $21/month
How it works
Your balance
$50,000
Advice fee rate
0.50% p.a.
Annual fee
$250
Monthly equivalent
$21
We also receive remuneration from your investment platform or KiwiSaver provider. This amount is disclosed in full in your statement of advice before you proceed.
Indicative estimate. Excludes GST. Billed quarterly in arrears on your actual balance. Actual fee confirmed in your advisory agreement.
