Private Wealth Management.
Entirely Yours.
My Net Worth / Private Wealth
How
Private Wealth
Works
Aligned to your purpose and goals, this service offers clarity on your total financial position. Partnered by your personal Certified Financial PlannerCM, we offer an understanding of your motivations, identify where gaps in your position may lie, and provide you with a personal total wealth partner.
One team, aligned to one purpose: building and protecting your wealth across generations.
01
Financial Planning
A Plan That Accounts for Everything
A comprehensive financial plan is the foundation of our relationship. We model your entire financial life, covering assets, liabilities, income streams, expenditure, and aspirations, across multiple time horizons.
We stress-test against real scenarios: market downturns, property transactions, business sales, retirement, and the unexpected. You see the full picture before every major decision is made.
Your plan is reviewed annually and updated as your life evolves. It is the document that keeps every other pillar of our service aligned with what matters most to you.
02
Investment Management
Calibrated to You
We build globally diversified portfolios around your specific risk tolerance, income requirements, and long-term goals, not a model portfolio designed for the median investor.
Through our institutional relationships, we provide access to private equity, real assets, and alternative strategies typically available only to endowments and sovereign wealth funds.
Your investment strategy is integrated with your tax position, liquidity requirements, and succession objectives from day one. Every allocation serves a purpose.
03
Tax & Structuring
The Structure Your Wealth Deserves
In New Zealand's current tax environment, with the trustee rate now at 39%, intelligent structuring is not optional. It is the difference between preserving wealth and surrendering it.
We advise on family trust design and governance, PIE fund positioning, FIF rule management, look-through company structures, and KiwiSaver strategy. Often working alongside your solicitor and accountant, we ensure every piece fits.
Every dollar saved through correct structure is a dollar that compounds for your future. Over a 20-year horizon, the difference between well-structured and poorly structured wealth is profound.
04
Legacy Planning
Transferring What Matters
True wealth is not only what you accumulate. It is what you are able to protect, direct, and transfer to the people and causes you care about.
We design and govern family trusts, advise on wills and enduring powers of attorney, and build succession frameworks for family businesses and investment portfolios. The legal and the personal, handled together.
The conversations that matter most, about family dynamics, values, and what you want your wealth to achieve across generations, happen here, with an adviser who understands both the technical and human dimensions of legacy.
05
Strategic Cashflow
Assets, Liabilities, and the Space Between
Your wealth is not just what you own. It is the relationship between your assets and your obligations, and how efficiently that balance works in your favour.
We advise on mortgage structure, investment property financing, business capital requirements, and liquidity management. Debt, used correctly and structured well, is a wealth accelerant.
By managing your complete balance sheet, not just your investment portfolio, we ensure every component of your financial architecture is aligned and pulling in the same direction.
06
Protection
Defending What You Build
Building wealth is only half the equation. The other half is ensuring that what you accumulate cannot be diminished by litigation, relationship breakdown, business failure, or the unexpected loss of income or life.
We advise on risk insurance structures covering life, trauma, income protection, and total permanent disability, integrated with your balance sheet so coverage is always calibrated to your actual need, not a generic formula.
Asset protection through properly governed trust structures, paired with the right insurance framework, forms the defensive layer beneath your financial architecture. Designed alongside your investments and planning, it costs less and works harder.
Private Wealth
The Integrated
Advantage
How Your Wealth Compounds
Each pillar strengthens the next.
Investment management is only as effective as the tax structure that holds it. Financial planning is only as powerful as the balance sheet it models. Legacy structures only achieve their purpose when investments are positioned correctly for transfer. And all of it depends on a protection layer that defends against the unexpected.
Managed in isolation, these disciplines are capable. Integrated by one team, with full visibility across your entire financial life, they compound.
Whether you’re navigating a career change, receiving an inheritance, approaching retirement, or simply wondering if you could be doing more with what you have. These moments matter, and the decisions you make during them matter even more. We built My Net Worth because we believe every New Zealander should have access to transformational financial planning, when you need it, through life’s transitions.
Rick Parry, Certified Financial PlannerCM
Co-Founder & Director, My Net Worth
