An Investment
Philosophy Built
on Conviction.
My Net Worth / Private Wealth / Investment Philosophy
01
The DIMS Foundation
Institutional Portfolios, Personalised to Purpose
The model portfolios underpinning every Private Wealth investment mandate are built and governed under a Discretionary Investment Management Service (DIMS) framework, the same structure used by institutional endowments, not retail fund platforms. Constructed across five risk profiles from capital preservation to long-horizon growth, each portfolio is globally diversified, cost-efficient, and built to compound over decades, not quarters.
Every allocation decision is grounded in evidence, not in product economics, market timing, or the pressure to look active. We apply the principles that govern serious institutional capital: strategic asset allocation, systematic rebalancing, and the discipline to remain invested through inevitable short-term volatility.
These model portfolios undergo regular investment committee review and are always subordinate to your plan. They are not an off-the-shelf product applied uniformly. They are a starting point, calibrated to your risk profile, income requirements, existing holdings, and investment horizon before the first dollar is committed.
02
Built Around What You Own
Direct Holdings, Thoughtfully Integrated
Many of our clients arrive with wealth that does not fit neatly into a managed portfolio. Direct shareholdings accumulated over a career. Commercial property held in trust. A business interest in the process of succession. A concentrated equity position built through years of executive compensation. We do not ask you to liquidate.
Our investment team maps every asset you hold, including its income profile, holding intent, liquidity, and emotional weight, before proposing anything. We then construct the complementary allocation: a portfolio that diversifies around your existing positions without disrupting legacy intentions.
Where concentration must be reduced over time, we design a structured multi-year strategy and coordinate with your accountant and legal advisers where specialist advice is required. Every step is intentional, timed to your life, not driven by our preference for a cleaner portfolio.
03
A Global Perspective
Beyond the New Zealand Market
New Zealand's equity market represents a fraction of global capital, a small, correlated, commodity-linked economy that rewards those who look further. Our investment philosophy is built on international diversification: across geographies, currencies, sectors, and capital structures that a domestic-only portfolio cannot replicate.
We access global markets through institutional platforms and FMA-licensed PIE investment structures, selected for their diversification, transparency, and fit within each client portfolio.
For clients with overseas investment interests or multi-currency obligations, we manage portfolio construction and currency exposure while coordinating with their accountant on any specialist tax treatment, including Foreign Investment Fund obligations.
04
The Investment Team
Specialist Expertise, Not a Generalist Compromise
Private Wealth investment mandates are managed by a dedicated team of investment specialists: CFA charterholders and portfolio managers whose careers have been built inside New Zealand's and the world's leading investment institutions, including Craigs Investment Partners, Forsyth Barr, ANZ Wealth, Fisher Funds, and a number of international firms that have managed capital across multiple market cycles. They have navigated the 2008 financial crisis, the COVID dislocation, and the rate cycle of 2022–23. That institutional memory is not incidental. It is the foundation every mandate is built on.
What distinguishes this model is the deliberate separation of expertise. Your financial plan, estate-planning coordination, protection strategy, and client relationship are managed by your dedicated Private Wealth adviser. Your investment portfolio is governed by specialists focused on portfolio construction, asset allocation, risk management, and market analysis. Both functions operate to the same client mandate.
Your adviser is the bridge between these disciplines: translating portfolio positioning into the context of your complete financial plan and coordinating with your accountant or solicitor when their specialist advice is needed. An investment committee regularly reviews model portfolios, stress-tests allocations, and evaluates new opportunities.
